* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #302820;
    --primary-light: #4a3d32;
    --primary-lighter: #6b5d52;
    --primary-dark: #1a1612;
    --bg: #ffffff;
    --bg-secondary: #faf9f7;
    --text: #302820;
    --text-secondary: #6b5d52;
    --text-muted: #9a8b7e;
    --border: rgba(48, 40, 32, 0.12);
    --shadow: 0 4px 24px rgba(48, 40, 32, 0.08);
    --shadow-lg: 0 12px 48px rgba(48, 40, 32, 0.12);
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    background: var(--bg);
    color: var(--text);
    line-height: 1.6;
    padding-top: 72px;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* Typography */
.section-header {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 48px;
}

.section-header-contempladas {
    text-align: center;
    max-width: 100%;
    margin: 0 auto 48px;
}

.section-badge {
    display: inline-block;
    padding: 8px 16px;
    background: rgba(48, 40, 32, 0.06);
    border-radius: 100px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    color: var(--primary);
    margin-bottom: 16px;
}

.section-title {
    font-size: 40px;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 16px;
    color: var(--primary);
}

.section-description {
    font-size: 18px;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* Buttons */
.btn-primary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 16px 32px;
    background: var(--primary);
    color: white;
    text-decoration: none;
    border-radius: 12px;
    font-weight: 600;
    font-size: 15px;
    transition: all 0.2s;
    border: none;
    cursor: pointer;
    border: 2px solid rgb(138, 126, 126);
}

.btn-primary:hover {
    background: var(--primary-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-primary.large {
    padding: 20px 48px;
    font-size: 17px;
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 16px 32px;
    background: transparent;
    color: white;
    text-decoration: none;
    border-radius: 12px;
    font-weight: 600;
    font-size: 15px;
    border: 2px solid rgb(138, 126, 126);
    transition: all 0.2s;
}

.btn-secondary:hover {
    border-color: white;
    background: rgba(48, 40, 32, 0.04);
}

.btn-small {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 12px 24px;
    background: var(--primary);
    color: white;
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    font-size: 14px;
    transition: all 0.2s;
}

.btn-small:hover {
    background: var(--primary-light);
}

.hero {
    display: grid;
    background-image: url('img/wallpaper.webp');
    /* Substitua pelo link da sua imagem */
    background-size: cover;
    background-position: center;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
    padding: 4px 48px;
    max-width: 1400px;
    margin: 0 auto;
    border-radius: 3.2rem;
    overflow: hidden;
    position: relative;
    margin-top: 75px;
}

/* Overlay somente na imagem */
.hero::before {
    content: "";
    /* Necessário para criar o pseudo-elemento */
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 0, 0, 0.5);
    /* Overlay escuro com transparência */
    z-index: 0;
    /* Coloca o overlay atrás do conteúdo */
}

/* Estilo do conteúdo da hero */
.hero-content {
    position: relative;
    /* Garante que o conteúdo fique acima do overlay */
    z-index: 1;
    /* Garante que o conteúdo esteja acima do overlay */
    color: white;
}


.hero-badge {
    display: inline-block;
    padding: 10px 20px;
    background: rgb(255 255 255 / 18%);
    border-radius: 100px;
    font-size: 14px;
    font-weight: 600;
    color: #ffffff;
    margin-bottom: 24px;
}

.hero-title {
    font-size: 56px;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 24px;
    color: white;
}

.hero-title span {
    color: #ff7000;
}

.hero-description {
    font-size: 18px;
    color: white;
    line-height: 1.7;
    margin-bottom: 32px;
}

.hero-buttons {
    display: flex;
    gap: 16px;
    margin-bottom: 48px;
    flex-wrap: wrap;
}


.hero-image {
    position: relative;
}

.hero-image img {
    width: 100%;
    height: 520px;
    object-fit: cover;
    border-radius: 24px;
    box-shadow: var(--shadow-lg);
}

/* Como Funciona */
.como-funciona {
    padding: 96px 0;
    background: var(--bg-secondary);
}

.stepss {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
}

.stepp {
    background: white;
    padding: 32px;
    border-radius: 20px;
    border: 1px solid var(--border);
    position: relative;
    transition: all 0.3s;
}

.stepp:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.stepp-number {
    position: absolute;
    top: -12px;
    right: 24px;
    width: 40px;
    height: 40px;
    background: var(--primary);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 700;
}

.stepp-icon {
    width: 64px;
    height: 64px;
    background: rgba(48, 40, 32, 0.06);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    margin-bottom: 20px;
}

.stepp h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--primary);
}

.stepp p {
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* Modalidades */
.modalidades {
    padding: 96px 0;
}

.modalidades-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.modalidade-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 20px;
    padding: 32px;
    position: relative;
    transition: all 0.3s;
}

.modalidade-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.modalidade-card.featured {
    border-color: var(--primary);
    background: linear-gradient(135deg, #faf9f7 0%, white 100%);
}

.modalidade-badge {
    position: absolute;
    top: 16px;
    right: 16px;
    padding: 6px 12px;
    background: var(--primary);
    color: white;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-radius: 6px;
}

.modalidade-icon {
    width: 72px;
    height: 72px;
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}

.modalidade-icon.imovel {
    background: #f0fdf4;
    color: #22c55e;
}

.modalidade-icon.veiculo {
    background: #e8f4f8;
    color: #0ea5e9;
}

.modalidade-icon.investimento {
    background: #fef3e8;
    color: #f97316;
}

.modalidade-card h3 {
    font-size: 20px;
    font-weight: 700;
    margin-bottom: 12px;
    color: var(--primary);
}

.modalidade-card>p {
    font-size: 15px;
    color: var(--text-secondary);
    margin-bottom: 20px;
    line-height: 1.5;
}

.modalidade-features {
    list-style: none;
    margin-bottom: 24px;
}

.modalidade-features li {
    font-size: 14px;
    color: var(--text-secondary);
    padding: 8px 0;
    padding-left: 20px;
    position: relative;
}

.modalidade-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--primary);
    font-weight: 700;
}

.modalidade-link {
    font-size: 15px;
    font-weight: 600;
    color: var(--primary);
    text-decoration: none;
    transition: opacity 0.2s;
}

.modalidade-link:hover {
    opacity: 0.7;
}

/* Cartas Contempladas */
.cartas-contempladas {
    padding: 96px 0;
    background: var(--bg-secondary);
}

.cartas-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.carta-card {
    background: white;
    border-radius: 20px;
    overflow: hidden;
    border: 1px solid var(--border);
    transition: all 0.3s;
}

.carta-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
}

.carta-image {
    position: relative;
    height: 200px;
}

.carta-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.carta-tag {
    position: absolute;
    top: 16px;
    left: 16px;
    padding: 8px 16px;
    background: var(--primary);
    color: white;
    font-size: 12px;
    font-weight: 600;
    border-radius: 8px;
}

.carta-content {
    padding: 24px;
}

.carta-content h4 {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 16px;
    color: var(--primary);
}

.carta-valor {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 16px;
    background: var(--bg-secondary);
    border-radius: 12px;
    margin-bottom: 16px;
}

.carta-valor .label {
    font-size: 13px;
    color: var(--text-muted);
    font-weight: 500;
}

.carta-valor .valor {
    font-size: 20px;
    font-weight: 700;
    color: var(--primary);
}

.carta-info {
    display: flex;
    justify-content: space-between;
    font-size: 13px;
    color: var(--text-secondary);
    margin-bottom: 20px;
}

/* Por Que Escolher */
.por-que-escolher {
    padding: 96px 0;
}

.por-que-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.por-que-content .section-header {
    text-align: left;
    margin: 0 0 32px 0;
}

.vantagens-list {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.vantagem {
    display: flex;
    gap: 20px;
}

.vantagem-icon {
    width: 56px;
    height: 56px;
    background: rgba(48, 40, 32, 0.06);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--primary);
    flex-shrink: 0;
}

.vantagem-text h4 {
    font-size: 18px;
    font-weight: 700;
    margin-bottom: 6px;
    color: var(--primary);
}

.vantagem-text p {
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.5;
}

.por-que-image {
    position: relative;
}

.por-que-image img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    border-radius: 24px;
}

.por-que-card {
    position: absolute;
    bottom: -24px;
    left: -24px;
    background: white;
    padding: 24px 32px;
    border-radius: 20px;
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 16px;
}

.por-que-card-icon {
    font-size: 40px;
}

.por-que-card-text {
    display: flex;
    flex-direction: column;
}

.por-que-card-number {
    font-size: 32px;
    font-weight: 800;
    color: var(--primary);
    line-height: 1;
}

.por-que-card-label {
    font-size: 13px;
    color: var(--text-secondary);
    font-weight: 500;
}

/* Avaliações */
.avaliacoes {
    padding: 96px 0;
    background: var(--bg-secondary);
}

.avaliacoes-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.avaliacao-card {
    background: white;
    padding: 32px;
    border-radius: 20px;
    border: 1px solid var(--border);
}

.avaliacao-stars {
    color: #f59e0b;
    font-size: 20px;
    margin-bottom: 16px;
    letter-spacing: 2px;
}

.avaliacao-text {
    font-size: 16px;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 24px;
}

.avaliacao-author {
    display: flex;
    align-items: center;
    gap: 16px;
}

.avaliacao-author img {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
}

.avaliacao-author h4 {
    font-size: 15px;
    font-weight: 600;
    color: var(--primary);
}

.avaliacao-author span {
    font-size: 13px;
    color: var(--text-muted);
}

/* FAQ */
.faq {
    padding: 96px 0;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.faq-item {
    background: white;
    border: 1px solid var(--border);
    border-radius: 16px;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    padding: 24px;
    background: none;
    border: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    text-align: left;
    font-size: 17px;
    font-weight: 600;
    color: var(--primary);
    transition: background 0.2s;
}

.faq-question:hover {
    background: rgba(48, 40, 32, 0.02);
}

.faq-question svg {
    transition: transform 0.3s;
}

.faq-item.active .faq-question svg {
    transform: rotate(180deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 300px;
}

.faq-answer p {
    padding: 0 24px 24px;
    font-size: 15px;
    color: var(--text-secondary);
    line-height: 1.7;
}

/* CTA Final */
.cta-final {
    padding: 96px 0;
    background: linear-gradient(135deg, #1a1612 0%, #302820 50%, #4a3d32 100%);
    position: relative;
    overflow: hidden;
}

.cta-final::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(ellipse at top right, rgba(255, 255, 255, 0.05) 0%, transparent 50%),
        radial-gradient(ellipse at bottom left, rgba(0, 0, 0, 0.2) 0%, transparent 50%);
    pointer-events: none;
}

.cta-content {
    text-align: center;
    max-width: 700px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.cta-content h2 {
    font-size: 40px;
    font-weight: 700;
    color: white;
    margin-bottom: 16px;
}

.cta-content p {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 32px;
}

.cta-final .btn-primary {
    background: white;
    color: var(--primary);
}

.cta-final .btn-primary:hover {
    background: #f5f5f5;
    color: var(--primary);
}

.cta-note {
    display: block;
    margin-top: 24px;
    font-size: 14px;
    color: rgba(255, 255, 255, 0.6);
}

@media (max-width: 767px) {
    .como-funciona {
        padding: 56px 0;
        background: var(--bg-secondary);
    }
}

@media (max-width: 1024px) {
    .hero {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 0px;
        align-items: center;
        min-height: calc(100dvh - 72px);
        padding: 64px 48px;
        max-width: 1400px;
        margin: 0 auto;
    }
}

/* Responsive */
@media (max-width: 1024px) {
    .hero {
        grid-template-columns: 1fr;
        text-align: center;
        padding: 48px 14px 0px 14px;
    }

    .hero-content {
        max-width: 100%;
        margin-top: 50px;
    }

    .hero-title {
        font-size: 40px;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-stats {
        justify-content: center;
    }

    .hero-content {
        order: -1;
    }

    .hero-image img {
        height: 320px;
    }

    .stepss {
        grid-template-columns: repeat(2, 1fr);
    }

    .modalidades-grid {
        grid-template-columns: 1fr;
    }

    .cartas-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .por-que-grid {
        grid-template-columns: 1fr;
    }

    .por-que-image {
        order: -1;
    }

    .por-que-image img {
        height: 320px;
    }

    .por-que-card {
        left: 24px;
        bottom: -24px;
    }

    .avaliacoes-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .section-title {
        font-size: 28px;
    }

    .stepss {
        grid-template-columns: 1fr;
    }

    .modalidades-grid {
        grid-template-columns: 1fr;
    }

    .cartas-grid {
        grid-template-columns: 1fr;
    }

    .hero-title {
        font-size: 32px;
    }

    .cta-content h2 {
        font-size: 28px;
    }
}

.centraliza-loading {
    display: flex;
    flex-direction: column;
    align-items: center;
    /* Centraliza horizontalmente */
    justify-content: center;
    /* Centraliza verticalmente */
    height: 100%;
    min-height: 220px;
    /* Ajuste conforme necessário */
    text-align: center;
}

.spinner {
    width: 80px;
    /* ajuste conforme necessário */
    height: 80px;
    animation: girar 1s linear infinite;
}

@keyframes girar {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

.floating-whatsapp {
    position: fixed;
    bottom: 30px;
    right: 30px;
    z-index: 1000;
}

.floating-whatsapp a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background-color: #25D366;
    color: white;
    font-size: 30px;
    box-shadow: 0 5px 15px rgba(37, 211, 102, 0.4);
    transition: all 0.3s ease;
}

.floating-whatsapp a:hover {
    transform: scale(1.1);
    box-shadow: 0 8px 25px rgba(37, 211, 102, 0.6);
}